UnitedHealthcare is one of the largest health insurance providers in the United States, with more than 50 million members. The company offers a variety of health insurance plans, including plans that cover substance abuse and addiction treatment.

If you or someone you know is struggling with addiction and is covered by UnitedHealthcare, you may be wondering if your insurance will cover the cost of alcohol and drug rehab. In this article, we'll explore the details of UnitedHealthcare's coverage for addiction treatment.

UnitedHealthcare Coverage for Substance Abuse Treatment

UnitedHealthcare offers coverage for substance abuse and addiction treatment under its behavioral health plans. These plans cover a range of mental health and substance abuse services, including:

• Outpatient counseling
• Intensive outpatient programs (IOP)
• Partial hospitalization programs (PHP)
• Inpatient hospitalization
• Medication-assisted treatment (MAT)

The extent of coverage for these services will vary depending on the specific plan you have and the state you live in. In some cases, UnitedHealthcare may require pre-authorization for these services.

In addition to these services, UnitedHealthcare provides access to a network of behavioral health providers who specialize in addiction treatment. These providers are trained to offer evidence-based treatments, such as cognitive-behavioral therapy (CBT), dialectical behavior therapy (DBT), and motivational interviewing (MI). UnitedHealthcare also offers online resources and tools to help members find a behavioral health provider who meets their specific needs.

Out-of-Pocket Costs for Addiction Treatment

Like most health insurance plans, UnitedHealthcare requires members to pay out-of-pocket costs for addiction treatment. These costs may include deductibles, copays, and coinsurance. The amount of these costs will depend on your specific plan and the services you receive.

In some cases, UnitedHealthcare may offer financial assistance to help members cover the cost of addiction treatment. This may include subsidies for low-income members or payment plans that allow members to pay for treatment over time.

Choosing an Addiction Treatment Provider

If you or someone you know is covered by UnitedHealthcare and is seeking addiction treatment, it's important to choose a provider that is in-network with your plan. In-network providers have agreed to accept a negotiated rate for their services, which can help reduce your out-of-pocket costs.

To find an in-network provider, you can use UnitedHealthcare's online directory or call the customer service number on the back of your insurance card. You can also ask your primary care physician for a referral to an addiction treatment provider.

Conclusion

If you're covered by UnitedHealthcare and are seeking addiction treatment, you may be eligible for coverage under your behavioral health plan.

UnitedHealthcare offers a range of services for substance abuse and addiction treatment, including outpatient counseling, IOP, PHP, inpatient hospitalization, and MAT. While out-of-pocket costs may apply, UnitedHealthcare may offer financial assistance to help cover the cost of treatment.

To find an in-network provider, you can use UnitedHealthcare's online directory or call the customer service number on the back of your insurance card.